A Guide to Understanding Your Credit

Improve Your Credit

Understanding Your Credit Guide

Your credit score is an important part of your financial identity and is an assessment of your past and present credit responsibilities.

Learn More

Steps to Success

How does the HBSG process work?

Step 1Submit a pre-qualificationWhy do I need to pre-qualify?
Step 2Your loan officer may refer you to this complimentary program
Step 3Sign the enrollment forms
Step 4Consult with a credit specialist who develops a personalized solution plan
Step 5Improve your scores & continue your journey to homeownership

Ready to improve your score?

Let's Get Started

From The Blog

September 23 2021

7 Surprising Things First-Time Homebuyers Should Never Do, According to Loan Officers

Loan Officers Rachel Alcaraz and Haley Aivazian share their must-follow tips for first-time homebuyers.

Read More

September 08 2021

Expand Your Living Space with the Ultimate Patio

With some creativity, DIY spirit, and a bit of a budget, you can transform your patio into a space not only that you love, but...

Read More

September 02 2021

Mistakes Sellers Make When Showing Their Home

Here are some do's and don'ts to help show your home in the most appealing light.

Read More