Jumbo Home Loan

Home loan for higher lending needs

What is a Jumbo loan?

A Jumbo mortgage can help you get into the home of your dreams! It is a non-conforming loan, which simply means that the amount you want to borrow is over $766,550 (or $1,149,825 in high-cost areas). Anything under that would be a conforming, or Conventional Loan. Depending on your needs, you should review the differences between a Fixed-Rate and an Adjustable Rate Mortgage (ARM).

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A Conventional loan is also known as a Conforming loan because it conforms to the standards set by Fannie Mae and Freddie Mac—which are two agencies that help standardize the mortgage industry.

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How much is the down payment for a Jumbo mortgage?

The down payment required depends on a variety of factors. Lennar Mortgage has a variety of Jumbo loans for our borrowers that can fit almost any situation.

Jumbo Home Loan Overview

Home loan for larger loan amounts

Stricter credit score guidelines

May require a larger down payment

Opportunity to buy a home in a highly desirable real estate market

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First-Time Homebuyer Guide

Buying your first home is a big deal! It is exciting, but can sometimes feel overwhelming. At Lennar Mortgage, we have helped tens of thousands of first-time homebuyers just like you. So, we created this First-Time Homebuyers Guide to help you prepare and guide you through the entire process, from pre-approval to closing and beyond.

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