A Guide to Understanding Your Credit

Improve Your Credit

Understanding Your Credit Guide

Your credit score is an important part of your financial identity and is an assessment of your past and present credit responsibilities.

Learn More

Steps to Success

How does the HBSG process work?

Step 1Submit a pre-qualificationWhy do I need to pre-qualify?
Step 2Your loan officer may refer you to this complimentary program
Step 3Sign the enrollment forms
Step 4Consult with a credit specialist who develops a personalized solution plan
Step 5Improve your scores & continue your journey to homeownership

Ready to improve your score?

Let's Get Started

From The Blog

November 10 2021

Pet-Friendly Remodeling Ideas

Here are a few ideas for making some pet-friendly changes to our homes to make them more fun, friendly and comfortable...

Read More

November 03 2021

Fall Garden Cleanup Checklist

Find out which chores to skip, which are must-dos, and how to keep your garden looking beautiful in the fall.

Read More

October 27 2021

Should You Buy a Home with Cash?

Paying upfront instead of obtaining financing is often seen as a way of getting a leg up on other potential buyers. But is it...

Read More